Our Debt Relief Program

How To Get Out Of Debt

Our goal is to get you out of debt and improve your financial condition. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option. Our debt relief programs are actually quite simple to understand.

BlueChip starts with an analysis of your debt situation and cash flow to determine if you or your small business qualify for one of our programs. If it’s determined that you qualify, the analysis will tell us (1) your level of insolvency, (2) which program is right for you, (3) program length, and (4) how much you have the ability to pay back to your creditors, based on the limits of your current financial capabilities.

This personalized debt settlement program will be submitted to you for your approval. Your professional debt counselor will provide you a detailed breakdown of your entire program, set proper expectations, and answer any questions you may have.

The next step is for you to pick a start date, review the enrollment agreement, and return the required documentation.

Debt Reduction

Once you've successfully enrolled in one of our programs, our processing partner will process the documents necessary to provide proper notices to your creditors, within a week of your start date. As your accounts move through the collection process and into creditor departments authorized to settle accounts, our processing partner will convey to each creditor their apportioned allocation from your settlement plan so that they may reach settlement agreements with you.

Settling debt accounts with creditors is usually done with single lump-sum payments, but may include restructured monthly payments. During your program, most of the extraneous communication and document processing from creditors will be redirected away from you so as to not disrupt your household, your business or place of employment. You or your business can become debt free in a relatively short amount of time with your accounts reflecting "paid settled" or something similar.

BlueChip Debt Relief works on behalf of our clients, not the creditors. Our programs are designed to resolve and settle your debts based on your financial capability, not so-called industry averages. Our principals have over 30 years combined industry experience in debt restructuring, corporate finance and business law. Our company will help you navigate through these difficult times until you become debt free!

Debt Free In Six Easy Steps:

1. Call us or fill out our online form to get a free consultation from a professional debt counselor to determine if you or your small business qualify for one of our programs.
2. Your personalized debt settlement program will be submitted to you for your approval and completion of required documentation.
3. Once you've successfully enrolled in one of our programs, our processing partner will process the documents necessary to provide proper notices to your creditors, within a week of your start date.
4. Your accounts will move into creditor departments authorized to settle accounts.
5. Final settlement agreements will be conveyed to you along with any payment conditions of a creditor. You will directly send payment to the creditor.
6. Your creditors will report to the credit bureaus that there is now a zero balance and your account is “paid settled” or something similar. Then, with all the stress and worries behind you, you can start to reestablish and rebuild your credit worthiness!

Call us today at 888-9 DEBT RELIEF (888-933-2873) to speak with a professional debt counselor and start your path to becoming DEBT FREE!